8 Best Payment Processing Software for Small Businesses in 2025

8 best payment processing software for small business you should know about

Here’s a quick breakdown of our top picks.

1. Dibsy

Dibsy is an all-in-one platform that integrates all payment methods, significantly reducing operational complexity and ensuring adherence to Qatar Central Bank regulations. 

Dibsy's robust API allows for easy integration with your current systems, providing the flexibility and customization you need. 

Moreover, our plugins and SDK integrations simplify checkout and help minimize compliance costs.

Recently, Dibsy and QNB have launched an enhanced Visa Click to Pay in Qatar, streamlining online payments by eliminating:

• Manual card entry, 
• Passwords, and 
• Lengthy forms. 

The system employs advanced authentication like biometrics and EMVCo tokenization to improve security.

Key features:

1. Payments Acceptance

Dibsy's core payment processing system empowers you to effortlessly accept online payments, providing a seamless customer experience and a secure foundation for your business. 

Through a single, unified platform, Dibsy supports a wide range of popular payment methods, including:

• Credit cards
• Debit cards
• Digital wallets
• Popular local payment options.

Beyond comprehensive payment acceptance, our real-time fraud detection system safeguards every transaction with the highest industry standards, including PCI-DSS and 3DS2. 

In addition, Dibsy simplifies international transactions with multi-currency support and accelerates your cash flow with fast, twice-weekly settlements.

2. A Unified Platform

You can control your payment processing with Dibsy's intuitive dashboard. 

From real-time payment monitoring to streamlined refund processing, the dashboard provides the visibility and control you need to optimize your business.

Within the dashboard, you can:

• Leverage powerful data analytics, including gross volume, conversion rates by payment method, and successful payment counts. This way, you can gain a clear understanding of your business performance and identify growth opportunities.
• Locate transactions instantly and access detailed information such as status, period, and payment method, enabling faster and more efficient customer support.
• Tailor the dashboard to your specific needs by creating custom payment fields and workflows, allowing you to track business-specific data and gain deeper insights into your unique operations.

3. Payment Links

You can easily create payment links without any technical skills and send them to your customers. Then, they can choose two payment options via:

• Their credit card or 
• The standard local bank debit card.

Thus, they can quickly and easily pay variable or one-off amounts.

Moreover, you can:

• Monitor the payment status in real-time, giving you instant visibility into your transactions.
• Create personalized payment pages and links with the amount, description, and details to provide more info to your customers.

3. Recurring Payments Option

Dibsy allows you to streamline recurring revenue and automate payment collections with our automated system. 

As a result, you can:

• Effortlessly manage subscriptions, memberships, and installment payments while maximizing efficiency and minimizing administrative overhead. 
• Tailor billing frequencies to perfectly match your customers' needs and enhance their payment experience. 
• Securely store card details using integrated payment gateways or our branded pre-built checkouts, ensuring the highest level of data protection. 

Our automated system also includes intelligent features like automated billing cycles and smart retry logic to:

• Reduce failed payments, 
• Increase customer retention, and 
• Guarantee consistent revenue streams.

Pricing

Dibsy offers a clear and flexible fee structure. The price depends on your company's size and transaction volume. 

You’ll only be charged for successful transactions, with a standard rate of 2.5% + 1 QAR per transaction and no hidden fees.

This way, you’ll only pay for the value delivered, boosting cost efficiency and scalability.

2. SkipCash

SkipCash is a digital payment solution that provides mobile payment and gateway services.

It offers API-based payment gateway services that integrate with existing business systems while adhering to Qatar Central Bank regulations.

Key features:

• SkipCash app — Enables you to accept and process payments using QR code and NFC technology.
• Smart Dashboard — Allows you to generate invoices, track payments, and access sales data in real time.
• Payment Links — Lets you create and share payment links via email, SMS, or social media, enabling quick and convenient transactions without requiring technical expertise.
• Mobile Point-of-Sale (mPOS) System — Enables you to accept card payments directly on your smartphones using tap-to-phone functionality, eliminating the need for traditional POS terminals.

Pricing

SkipCash has a competitive pricing.

3. Tap Payments

Tap Payments is a payment solutions provider in the MENA region that enables you to accept local, regional and global payments.

Its solutions revolve around:

• Accepting Online Payments
• Billing
• Customer Checkout Experience
• Merchant Experience.

Key features:

• Multiple Payment Methods — Tap Payments supports over 20 payment methods in the MENA region, including mada, Visa, Mastercard, Amex, Meeza, KNET, Oman Net, Naps, etc.
• Integration Capabilities — Besides SDKs and payment plugging, you can accept all local, regional and global payment methods through a single API.
• Billing Features — Allow you to automate account management, receive payments, and reconcile transactions. You can also create, customize, and send invoices.
• goCollect — Enables you to send payment links via WhatsApp, SMS, Instagram, email, and more.

Pricing 

Tap Payments has a competitive pricing.

4. MyFatoorah

MyFatoorah is a payment gateway that operates in 8 countries, including  Qatar, Kuwait, Saudi Arabia, UAE, Bahrain, Oman, Egypt, and Jordan.

It has an intuitive platform with easy-to-integrate APIs and provides solutions to small and medium businesses, as well as physical stores

Key features:

• Payment Methods — Supports local and international payment methods, such as debit and credit cards, digital wallets, etc.
• Mobile App — Allows you to track payments on the go and manage transactions.
• Payment Links — You can generate payment links that you can share via SMS, email, or WhatsApp.
• Recurring Payments — The platform supports recurring payments for subscription-based services.
• Online Marketplace Tools — Enable multiple merchants and automate payment management and payouts.

Pricing

MyFatoorah has a competitive pricing.

5. Amazon Payment Services

Amazon Payment Services is a payment platform that facilitates secure, efficient, and seamless transactions for businesses and customers.

It supports local payment methods and currencies and collaborates with major payment networks like Mastercard to expand its reach across the MENA region.

Key features:

• Payment Processing Tools — Allow you to customize your payment channels and collect payments even if your business doesn’t have a website. You can offer a variety of payment methods, including credit and debit cards, digital wallets, etc.
• One-Click Payments — Lets customers purchase quickly without manually entering payment information, enhancing the checkout experience.
• Invoice Batches — Enable you to generate several customer invoices at once. You can customize invoices and send them through SMS, email, social media or Messenger Apps.
• Recurring Payments API — Allows you to configure secure, recurring payments for any defined billing cycle, daily, weekly, monthly, or annual.
• Tokenization Feature — Enables you to complete a transaction without handling or storing your customer's sensitive payment card data on your server.

Pricing 

Amazon Payment Services has a competitive pricing.

6. Noqoody Payment Services

Noqoody Payment Services provides customizable payment solutions and supports various payment methods in Qatar.

Its POS solutions are certified by Qatar National Bank (QNB). The platform has fraud prevention rules like AVS and 3D Secure authentication, as well as tokenization.

Key features:

• Payment Methods — Supports credit cards, debit cards, mobile payments, and digital wallets, including local eWallets like QCB mpClear wallet and Noqoody Wallet.
• Tap & Pay — Supports contactless payments using NFC technology, with compatible POS devices available.
• Multi-Currency Support — Facilitates payments in multiple currencies, allowing you to display prices in the buyer's local currency and receive settlements in major world currencies.
• Automated Billing — Offers recurring payment options with automated retries and payment reminders to reduce failed payments and streamline billing processes.
• Invoicing Solution — Allows you to create, send, and manage invoices with integrated payment options and real-time tracking.

Pricing 

Noqoody has a competitive pricing..

7. Fatora

Fatora is a payment processing and eCommerce platform that helps businesses manage secure online transactions, invoicing, and customer payments efficiently.

Its main focus is on providing tools to help you sell and collect your payments.

Key features:

• Multiple Payment Options — Allow you to accept various payment methods, including credit cards, digital wallets, bank transfers, PayPal, and QR codes.
• Invoice Management — Enables you to create invoices customized with branding elements like logos and colors. You can also split invoices with automated reminders for customers.
• Multilingual and Multi-Currency Support — Offers bilingual checkout pages in English and Arabic and supports multiple currencies.
• The Cashier System — Acts as an invoice on any device and allows you to create digital receipts. Your customers can scan the QR code to validate the invoice and pay electronically.

Pricing

Fatora has a competitive pricing.

8. Sadad

Sadad is an online payment solution for businesses that offers APIs and SDKs for integration, thus supporting various payment methods.

The solutions it offers comply with Qatar Central Bank regulations.

Key features:

• Mobile POS — Turns smartphones into payment terminals, enabling on-the-go transactions with real-time tracking.
• POS Terminals — Android-based smart terminals supporting cards (NAPS, Visa, Mastercard), digital wallets (Apple Pay, Google Pay), and SADAD Walle
• Online Payment Gateway — Enabling you to accept payments through various channels, including websites, online stores, and mobile apps.
• Payment Links — You can generate instant shareable links via SMS, email, WhatsApp, or social media.
• Real-Time Dashboard — Allows you to track sales, monitor payments, and gain real-time insights.

Pricing

Sadad has a competitive pricing.

Which payment processing software to choose?

Many factors contribute to choosing the right payment processing software: pricing, features that best align with your needs, and integrations with your existing systems.

If your main concern is advanced security measures, then opting for Amazon Payment Services or Noqoody Payment Services can be a logical choice.

However, one solution offers a single integration for all payment methods.

Thus, you can centralise all operations and enhance customer service.

That solution is Dibsy.

Why opt for Dibsy?

Dibsy is a robust payment gateway that streamlines global payment acceptance.

Its advanced set of tools allows you to:

✅ Boost conversion by offering preferred payment methods

✅ Improve retention with streamlined checkout for returning customers

✅ Enable flexible recurring payments

✅ Facilitate effortless payment acceptance through a no-code solution.

✅ Maximize sales with a branded checkout experience.

And the list goes on.

Enticed to dig deeper?

Sign up for a Dibsy account today and effortlessly manage all your payments from one central dashboard.

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